Self Managed Super Fund Lending
A superfund-leveraged property investment is an ideal way for you to grow and accelerate your retirement nest egg. There are several exceptional benefits to utilising an SMSF loan as part of your funds investment strategy - take the time to talk to your financial planner or financial advisor/accountant regarding these benefits.
In general, Self Managed Super Funds (SMSFs) can borrow money for the purchase of residential or commercial investment property, with the property held in trust for the SMSF until the loan has been repaid.
If you have a Self Managed Super Fund or are considering establishing your own super fund, a properly structured self managed super fund loan will allow your fund acquire a real state asset for capital growth and return.
SMSF loans are also known as limited recourse borrowing arrangements (LRBAs). The super fund loan is a limited recourse loan which means recovery of the loan is limited to the security property, in the event of default other super fund assets are not at risk.
Serviceability of the loan can be demonstrated through rental income from the investment property as well as member contributions and ongoing income from other assets held in the self managed fund.
SMSF loans are generally supported by personal guarantee/s from the beneficiaries (members) as well as confirmation from the SMSF trustee that the loan is in line with the funds investment strategy.
ACW Finance have access to a number of Lenders who still operate in the industry, whom still offer flexible SMSF loan products that could assist you reach your funds investment goals